Terms And Conditions
- 1. 🟡 Gold Silver Saving Scheme – Basic Conditions • Fixed monthly installment throughout the scheme period • Installment to be paid on or before the due date every month • Monthly amount cannot be changed once enrolled • Scheme benefit applicable only after successful completion • Gold rate applicable on date of redemption (22K showroom rate) • Redemption only against gold jewellery / gold coins • No cash refund or cash settlement • Scheme is non-transferable • Early closure allowed, but no scheme benefit applicable • Making charges, GST, stone & wastage charges extra as applicable • Scheme benefit cannot be combined with other offers • Prior intimation required before redemption • Redemption to be done in single bill only • Valid ID required at time of redemption • Jewellery subject to design & stock availability • Any balance amount to be paid by customer if jewellery value exceeds scheme amount • Scheme to be redeemed within specified time after maturity • Customer must update any change in contact details • Management reserves the right to modify or withdraw the scheme *Missed installments may lead to loss of scheme benefit • Installments once paid are non-refundable • Scheme amount cannot be adjusted against old bills or previous balances • Gold coins redemption subject to availability • Exchange of old gold, if any, will be as per prevailing showroom policy • Advance booking of specific designs is not guaranteed • Diamond / stone jewellery eligible only if scheme allows • Scheme benefit applicable only on gold value, not on taxes or charges • Any government tax changes will be applicable at time of billing • Customer consent is required for scheme enrollment • Scheme terms applicable as on date of joining • All disputes subject to local jurisdiction only ⸻ Please read and understand all scheme terms before joining.
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